The Government of Punjab recently provided an exciting update on the Apna Ghar Apni Chhat Scheme. This scheme offers simple loans to help people build their homes. Maryam Nawaz started the balloting process in Dera Ghazi Khan by pressing a button to choose the first lucky winner. The winner from DG Khan will receive a loan between Rs 12 lakh and Rs 15 lakh. People who applied for the Apna Ghar Apni Chhat scheme can only be selected through the CM’s e-balloting system.
| Important Information | Details |
| Loan amount | Rs 12 lakh to Rs 15 lakh |
| Balloting method | E-balloting by CM |
| First balloting started in | Dera Ghazi Khan |
| Loan distribution starts | 15th September 2024 |
Table of Content
How Loans Will Be Distributed
Maryam Nawaz announced that people selected in the e-balloting will receive their loans starting from 15th September 2024. The loans will be available in three categories: Rs 12 lakh, Rs 14 lakh, and Rs 15 lakh. Those who receive the loan will repay the amount within 7 years, with no interest charged. For example, if someone gets a loan of Rs 15 lakh, they will repay exactly that amount over seven years, without any extra charges.
Who Are the Lucky Winners?
The Government of Punjab has already announced the list of lucky winners for the Apna Ghar Apni Chhat Scheme in DG Khan and other parts of Punjab. These winners applied for the loan online and completed the necessary steps. If you haven’t applied yet, don’t worry! You can still apply, and your name might be included in the next list of lucky winners.
Loan Recipients:
- Applicants must submit their forms online.
- Loans range from Rs 12 lakh to Rs 15 lakh.
- E-balloting selects the winners.
- Loan repayment is interest-free.
Eligibility Criteria for Apna Ghar Apni Chhat
To apply for the CM’s Apna Ghar Apni Chhat Scheme, there are a few requirements. First, you must be a permanent resident of Punjab, according to your CNIC. Second, you should own a plot of land in Punjab intended for building a home. This plot should be 5 marla or less in urban areas or up to 10 marla in rural areas. Lastly, applicants should not have a criminal record.
How to Apply for the Apna Ghar Apni Chhat Program
Applying for this scheme is simple. You must visit the official website and fill out the online form. Once on the website, click on the register button and complete the application with your correct details. After submitting the form, the government will process your registration, and you will be considered for the e-balloting process.
Loan Repayment Details
The loans under the Apna Ghar Apni Chhat Scheme are interest-free, which means the total loan amount will be paid back without any additional charges. The loan will be repaid over seven years, and the monthly payments will depend on the total loan amount you receive. For instance, if you are granted a Rs 15 lakh loan, you will only repay Rs 15 lakh, without any extra fees.
Conclusion
The Apna Ghar Apni Chhat Scheme is an excellent opportunity for people in Punjab to get interest-free loans to build their homes. With the first balloting already completed, those who applied have a chance to receive loans between Rs 12 lakh and Rs 15 lakh. Make sure to apply and follow all the steps to be included in future e-balloting rounds.
Also Read: Big Update: List of Successful Candidates in Apni Chat Apna Ghar Scheme Announced by Lucky Draw 2024
FAQs
Who can apply for the Apna Ghar Apni Chhat Scheme now?
Permanent residents of Punjab who own a plot of land and meet the eligibility criteria can apply.
How much loan can I get through this scheme?
You can receive a loan between Rs 12 lakh and Rs 15 lakh.
Is there any interest on the loan?
No, the loan is interest-free, and you will only repay the original loan amount.
When will the loan recipients be selected?
The selected recipients will be announced through the e-balloting process, and the loan distribution will start from 15th September.